Buy To Let

A buy to let mortgage is designed for people who want to buy a property to let out. With having access to a comprehensive range of lenders, we can find the best deal for your circumstances and can also source deals for:

Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 25% deposit and normally expected to own their own property.

How Much Can I Borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. We can obtain an accurate borrowing figure based on investment property.


Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.


Contact Paul Lynas Associates

Do you require expert mortgage advice?
Call us today on 01903 523 271
We are always happy to help and assist you... 

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The Financial Conduct Authority does not regulate some forms of buy to let mortgages.

Call us today on 01903 523 271